5 Things Everyone Needs for Home Safety

While it would certainly be nice to be able to always assume the best about everybody and everything, reality paints a much different picture. The truth is that emergencies happen, danger lurks all around and some people just aren't very nice. And this is why it's important to always be...

What Exactly Makes a Mortgage?

Have you ever wondered what exactly makes up a mortgage? It's actually a lot simpler than you might think. In fact, you can boil it down to just four letters: PITI. That's shorthand for Principal, Interest, Taxes, Insurance. These are the four basic components of a monthly mortgage payment, and...

How Soon Can You Refinance a Mortgage?

Recently bought a house? If so, chances are you were fortunate enough to lock in at an extremely favorable interest rate. After all, mortgage interest rates have been at historic lows since April 2020. That's when average rates on a 30-year, fixed-rate mortgage tumbled below 3.4 percent for the first time in at...

5 Questions to Ask Before Refinancing Your Mortgage

With mortgage interest rates having spent most of 2020 at all-time lows, people who might have never considered refinancing suddenly found themselves racing toward the refi closing table. After all, refinancing your home mortgage at a lower interest rate ultimately means more money in your pocket. Who wouldn't want that?With...

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