Scott Wachtel - Loan Officer Directory

Scott B. Wachtel

Mortgage Professional

NMLS# 1240171
Rock Hill, SC
Office 980.225.9208
Cell 201.637.9020


As an Executive Trainee for a Fortune 100 Luxury Retailer, Scott Wactel’s career began with a foundation rooted in fierce work ethic, competitive spirit, and service to others. Fast forward to more than twenty years later, half of that time spent as a Senior Executive with an iconic NY Luxury retailer, Scott was trained and mentored in the most effective ways to run a business, lead and develop teams, and most importantly, put client needs and expectations above all else. As a Loan Officer with Fairway Independent Mortgage, Scott draws upon this experience daily when working with his clients to achieve their dreams. Whether it’s helping the first time home buyer land their very first home of their own, structuring the best loan and terms for a repeat client who is stepping up to a Lake Home, or the empty nester who wants to down-size and has been out of the market since the 90’s, Scott’s ability to tailor the lending experience to each of his client’s needs is unsurpassed. He takes all of the guess-work, complexity, and drama out of the loan process and allows his clients to focus on their new home instead. Are you looking to purchase a home or refinance your current home? Give Scott a call and experience for yourself why his clients were ecstatic with their lending experience and why they recommend him time and time again as the one to call when you need a home loan.

  • July 26, 2021

    Scott was extremely professional, flexible and efficient. He kept me informed throughout the entire process.

    Blaine P.
  • July 22, 2021

    Systems easy to use. Turnarounds were quick. Once we picked the product the process was just quick and seamless.

    Bradley W.
  • July 22, 2021

    The process was so easy it only took a few weeks . After experiencing 9+ months trying to refinance with a big bank it was a complete nightmare . Scott will forever have my business and anyone asking for a broker I will definitely send Scott’s way.

    Stefano B.
  • July 2, 2021

    Made the whole process very easy!

    Ryan B.
  • June 25, 2021

    Scott was available, honest, and accommodating to our needs. He provided visibility into every step of the process and took the time to understand our needs financially and personally.

    Jason E.
  • June 20, 2021

    Scott was very helpful in the overall process of obtaining approval of our mortgage, He was also extremely helpful in explaining every aspect of the mortgage and he was flexible when we need some terms to be changed. Overall an extremely pleasant experience. I would recommend Scott to anyone looking to obtain a mortgage.

    Remo S.
  • June 17, 2021

    Scott Wachtel was just amazing walking us through the process of buying our first home. He was always available by phone or text, he answered all our questions clearly and really made this process easy.

    Christine B.
  • June 16, 2021

    Scott was very helpful through the whole process and was always available to speak and answer questions.

    Cy L.
  • June 14, 2021

    As first-time refinancers, he explained the process, the technicalities and reasoning for everything.

    Kimberly M.
  • June 11, 2021

    He was willing to go above and beyond in levels of communication. He was friendly and direct.

    James C.
  • June 9, 2021

    Scott is a true professional. He provided all the information and options necessary for me to make a solid decision with my mortgage. Scott's supporting staff was friendly and professional and responded very quickly to any questions I had during the refinancing process.

    Matthew N.
  • June 8, 2021

    Scott and the Fairway team made a quick close in a crazy market not only possible, but so smooth and easy. From preapproval to the closing table the experience was personalized, communication was crystal clear and he was creative on helping us afford the home of our dreams! We could not have done it without Scott and his team!

    Mark D.
  • June 8, 2021

    Scott put together a preapproval package for us at 10pm on a Saturday night. There's no way anyone else would have done that for us. He was incredible proactive and responsive along the entire process. He made everything so easy for us!

    Glenna B.
  • June 8, 2021

    Scott is always professional. He has great communication and explains every detail of the process so you can understand it. This is the third time Scott has helped me with my mortgage and refi’s. I won’t go anywhere else and always refer him to my family and friends.

    Linda K.
  • June 1, 2021

    Scott went to great lengths to create a smooth client experience for us. His accessibility, support, knowledge, and communication made all the difference in what can be a daunting process.

    Jason G.
  • June 1, 2021

    Scott answered all my questions quickly. He makes a painful process as easy as possible and works hard to get the best loan for his client.

    Lori G.
  • June 1, 2021

    As someone who is self employed the amount of paperwork required for a mortgage is crazy but Scott and his team were on top of everything and were able to close my loan in less then a month.

    Walter G.
  • May 29, 2021

    Excellent service and great interest rate. Scott was always available to assist us in the process and creative when we we hit a snag !

    David K.
  • May 25, 2021

    Scott was very friendly and helpful with all my questions, and has lots of good advice. When I did have questions his answers were prompt and informative. I would do business again with Scott in a heartbeat. 🙂

    Joseph F.
  • May 24, 2021

    Scott’s quick responses and thoroughness made a stressful process so much more manageable. This housing market is so unbelievably stressful and we couldn’t have purchased a home without Scott’s promptness and assistance.

    Stephanie S.
  • April 13, 2021

    Great communication

    Byron D.
  • April 13, 2021

    The process was easy. We were able to complete most of the refi virtually. Thanks for your help!

    Michelle J.
  • March 23, 2021

    Great experience!

    William B.
  • March 23, 2021

    Scott is the MAN! I don't think of Scott as "Scott Wachtel the Loan Officer", I honestly think of Scott as a trusted advisor that has become a friend. This dude knows what he's doing. 10 out of 10.

    Brian W.
  • March 17, 2021

    Took care of my children and I like we were family. Extremely knowledgeable and thorough!

    Laura G.
  • March 11, 2021

    Scott was great to work with - he was very communicative and knowledgeable throughout the process. He had such a positive attitude and energy - it made the whole process enjoyable! You are in great hands when working with Scott!

    Audrey A.
  • March 2, 2021


    Jon M.
  • February 23, 2021

    Scott kept me informed throughout the process. He never waivered in his effort to secure the best possible loan terms and was always attentive, focused and communicative. Better than great experience!

    Terri S.
  • February 22, 2021

    Scott is really good at what he does. He is very responsive and completely transparent. I will only use Scott and his team. I would confidently refer him to anyone, in fact I have, Scott closed on houses for both my mother-in-law and brother-in-law. Great people, very smooth process, absolutely no down side. Thanks again Scott!

    Sean J.
  • February 21, 2021

    Very challenging process, but Scott was wonderful in navigating the absurdity.

    Carl B.
  • February 18, 2021

    Scott communicated all information necessary for our close and was always available for any questions or concerns. If we had to leave a message, he always got right back to us. Because of Scott, we will always use Fairway for our house loans or any refinancing options.

    Susan B.
  • February 17, 2021

    He was on top of our loan process the whole time. A!ways answered our questions, was friendly, polite and professional. He has handled our finances on several occasions, and we would use him again over anyone else.

    Robert B.
  • February 11, 2021

    Scott has always been a great resource of intelligent and reliable information when it comes to mortgages. Every time we have either financed a new purchase or refinanced an existing one, Scott will be the only person we contact, without a doubt!!

    John C.
  • January 25, 2021

    Very knowledgeable

    Penny B.
  • January 20, 2021

    Incredible experience

    Cole G.
  • January 16, 2021

    Scott guided during the entire process which made it all quite simple. He is very pleasant to work with and seems to really have our best interests at heart.

    Karen M.
  • January 13, 2021

    1. Scott is personable and easy to communicate with. 2. He makes the process EASY. He knows the info he needs and gets the information he needs. He does not dump all the work onto us to gain the info. We worked with him before and he was able to get the previous info, verify it with us, and move ahead. He made it easy for us. 3. I appreciate his expertise and his recommendations on the loan terms, payoff times, money spent and saved and his explanation of the current market and trends.

    Timothy M.
  • January 12, 2021

    Scott was always available when we needed to talk to him or had questions. He was also very knowledgeable and was able to provide us with information to help us in our decision making.

    Kenia M.
  • January 2, 2021

    Scott helped us with our initial purchase and our refinance. He is very responsive and helped answer all of our questions. He was great throughout both processes!

    Elizabeth L.
  • December 31, 2020

    Scott is a pro at taking a process that may seem complicated and stressful to some and making it easy to understand and navigate. He provides a personal touch to the home buying experience and makes himself available any time day or night for his clients. I would recommend Scott and his organization to anyone buying a home

    Charles O.
  • December 25, 2020

    Scott was responsive and made it happen quickly

    Christopher T.
  • December 24, 2020

    Scott worked through several challenging situations during the process. We were kept informed and we got the deal done!

    Paul K.
  • December 22, 2020

    Scott helped answer all my questions and walked me through the process making it easy and quick. Him and his team were super awesome

    Daniel W.
  • December 19, 2020

    After years of preparing ourselves to purchase a house, we reached a stopping point with our mortgage process. We were told to call Scott. From the first moment I talked to him, he provided me with the most incredible personalized action plan and within hours I had exactly what I needed. He made himself available in times that he certainly did not need to and always made it seem like I was his most important client. I would use Scott 100 times, Over and over again!

    Duane E.
  • December 18, 2020

    The response time from Scott was absolutely fantastic. He was extremely professional and explained to me the various options in a very clear manner. He answered all of my questions competently and thoroughly. He made the entire process of refinancing completely painless.

    Monica B.
  • December 18, 2020

    Scott just makes things easy. He breaks down the complicated financial stuff into “real talk”. We trust him! Plus he’s super smart and funny, so that helps make things more comfortable!

    Lesley M.
  • December 15, 2020

    Scott was great! We reached out to him just wondering if a 15 year refinance would be something we could do, and his presentation was exactly what we needed to take the next step! The process went flawlessly and he got us a 2.00% intrest rate!! All we had to do was sign some paperwork and boom we were done. No cash out of pocket nothing. It was great!

    Andrew M.
  • December 15, 2020

    Scott made the process extremely easy.

    David R.
  • December 14, 2020

    The team was very efficient, and communicated with us quickly. They made the process easy and painless.

    Samuel S.
  • December 8, 2020

    Quick follow up and attention to detail! Personal attention!

    Janet K.
  • December 8, 2020

    Quick follow up and attention to detail

    Gregory K.
  • December 5, 2020

    All around great to work with and easy to keep in touch

    Douglas C.
  • December 2, 2020

    Scott is excellent at all aspects of a loan and even answered questions for me outside of normal business hours. Buying a house happens outside of a “9 to 5” timeframe so this was very helpful! He talked with me about what our needs were and genuinely cared.

    Stephanie K.
  • November 30, 2020

    Scott was wonderful from the first time that we talked on the phone. He gave us multiple options for our loan and helped answer a million questions to make sure we found the best fit. He got back with us with immediately and made the process so simple and stress free. Highly recommend Scott!!

    Amber B.
  • November 30, 2020

    Scott, and his team are fantastic. They are so easy to work with, and communicate with. They go above and beyond. Scott was so helpful answering any question, at any time of day. Deanna, Tiffany and the fantastic Katy are amazing. I work with them professionally as well as for my personal loan, and they are always on point. Thank you for the fantastic rate, and the amazing service!!

    Rebecca H.
  • November 29, 2020

    Everything went fantastic, communication was excellent, and we had no issues whatsoever through the process!!

    Aaron H.
  • November 17, 2020

    Scott Wachtel and Tiffany Grice were both a Pleasure to work with, from the Beginning, to the end of the application and Loan process. They always kept me informed of any Documents needed and made the entire Loan Process fast, quick and easy! I would most definitely refer both of these associates as well as Fairway to anyone considering a refi/Loan of their home!

    Scott H.
  • November 15, 2020

    The connection and the complete service from the hole staff.... WAS JUST AWSOME," LIKE I WAS THE ONLY ONE THEY WERE DEALING WITH". THEY HELP ME THROUGHOUT THE PROCESS..... JUST AWSOME

    Daryl T.
  • November 11, 2020

    Scott and his team were amazing! Scott went above and beyond to ensure that everything was complete in a timely manner and as easy as possible. This was our family’s third home and by far the best experience we have ever had! I would recommend Scott to anyone I know looking to purchase a new home.

    Alison H.
  • November 10, 2020

    Not your typical lender! Scott is amazing to work with!! He’s one step ahead all the time! We are so thankful for your hard work to get our family in a wonderful home with ease!

    Joshua C.
  • November 5, 2020

    Scott is the absolute best at what he does!

    Christopher A.
  • November 4, 2020

    Scott kept us fully informed on all aspects of this transaction. Very informative and helpful.

    John G.
  • October 30, 2020

    Quite simply, the easiest refi we have ever done. From start to finish, top notch! I will tell everyone asking to come see you guys!

    Christine M.
  • October 28, 2020

    Scott and his team are amazing to work with. They communicate so well! It was smooth and we were so prepared for our closing. We went into our closing confident and informed.

    Janine G.
  • October 20, 2020

    Scott gets things done, he is a machine, not man. He went above and beyond what I expected as a first time home buyer. He answered all my questions at all kinds of strange hours to make sure I was comfortable every step of the way. The process was simple, well informed, technologically savvy and I appreciated it greatly. Thank you so much to Scott and his team.

    David H.
  • October 19, 2020

    Professional, Knowledgeable, fast!

    Viviana B.
  • October 19, 2020

    Scott was incredible. He was responsive, organized and proactive. He made the process as pain free as possible.

    Lisa S.
  • October 15, 2020

    Scott made the house buying process so easy and everything went smooth with all his hard work and efforts!! I am very thankful he went above and beyond to make sure I had everything I needed and fully prepared for the big closing day! He was just a phone call away to answer all my questions as a first time home buyer! Would highly recommend his services to anyone in need of finding the best loan mortgage out there!

    Kristen S.
  • October 14, 2020

    Scott and his team are very professional and always exceed our expectations .

    Anderson B.
  • October 14, 2020

    Scott mad whim self very available, all hours of the day, seven days a week. He did a great job of staying in contact with me and walking me through the refinance process.

    Zeb L.
  • October 12, 2020

    Second time we have used Scott - first time initial purchase and then refinance. Both times Scott went above and beyond to help us to make the process understandable and smooth. Would fully recommend.

    Eric S.
  • September 29, 2020

    He was able to get us a great mortgage rate. He communicated well and it was great to work with him.

    Nathan V.
  • September 16, 2020

    Scott made the application process, the paper gathering, and loan approval very simple and easy for me. He explained every step, giving me a check off list to keep things organized and then continued to inform me as the refinancing moved along. The closing was a breeze of fluid signings with each page completely explained. I highly recommend using Scott Wachtel for any mortgage needs a person would have.

    Rosemary W.
  • September 15, 2020

    Continuous contact and working for best deal for us

    Robert R.
  • September 14, 2020

    Scott is very responsive, easy to work with, can explain everything to non-mortgage dummies like me in terms even I can understand

    Stephen C.
  • August 27, 2020

    This is my second mortgage with Scott in the past 30 months. Being self employed this is not an easy task. It was seamless and effortless both times with Scott.

    David S.
  • August 23, 2020

    Good, timely communication. Provided exactly what was promised.

    Robert C.
  • August 22, 2020

    Professional, personable and responsive.

    James H.
  • August 20, 2020

    Scott is easy to work with, and his team handles all the details in a timely fashion. They made refinancing easy and low stress.

    Fred M.
  • August 18, 2020

    Very fast turnaround, strong communication, feeling that he was going out of his way to serve my needs

    Matthew T.
  • August 12, 2020

    The process was incredibly easy without any pressure. Helped make decisions and probably the most informed I have ever been in closing a mortgage. If we buy again we will be gogin through Scott.

    Pete H.
  • July 29, 2020

    Scott was ON IT!!! Even helping me in areas outside of his "arena", but in his knowledge! He was always available and responsive! He was personable and professional! Every little detail was taken care of! And he even made a quick closing absolutely possible!! I won't ever work with anyone else in the future!

    Adam A.
  • July 21, 2020

    Scott and his team are knowledgeable, friendly and totally committed to making sure their customers are informed from the beginning and come first. This is my second time using Scott and will come back again if the need arises! He is the best of the best at what he does!! I totally recommend Scott!!

    Gwendolyn B.
  • July 13, 2020

    Scott was always available to assist us and to answer any questions we had as they arose. His knowledge and professionalism put us at ease throughout the entire process.

    Jacob B.
  • July 9, 2020

    Overall professionalism, courtesy, and knowledge of Scott.

    Winona G.
  • July 7, 2020

    Scott was very helpful in educating me on the process and was always available when needed. Close went off without a hitch.

    David T.
  • July 5, 2020

    Scott went above and beyond the make sure we closed on time

    Jon M.
  • July 4, 2020

    Scott was fantastic. He was attentive to our needs and helped us navigate the process with great support. Definitely recommend him!

    Julia C.
  • July 3, 2020

    Very responsive, and friendly. Felt like he had our best interests in mind

    Kendall B.
  • July 2, 2020

    Scott will climb mountains and run through hoops to ensure everything goes as smoothly as possible for you throughout the whole process. I highly recommend him for any of your lending needs.

    Carla M.
  • June 30, 2020

    Having Scott in my corner throughout the entire process is both a gift and a blessing. The consummate professional with years of experience, Scott delivers on all fronts. There is NO ONE else I would go for a mortgage.

    Michael G.
  • June 27, 2020

    Engaged Knowledgeable Mindset of “Art of the possible “ “No” doesn’t exist in his vocabulary

    Brian M.
  • June 26, 2020

    This is our second time using Scott and he is AMAZING! He is so knowledgable and really took care of our needs. He walked us through the process and answered all of our questions immediately. He made us feel important and made the home buying process much smoother than we could have ever imagined. Thank you for everything Scott

    Denny J.
  • June 24, 2020

    Scott and his team made our experience flawless! I love working with a professional!

    Janine G.
  • June 21, 2020

    Bradley R.
  • June 20, 2020

    This is our second time working with Scott and we wouldn’t use anyone else! He is knowledgeable and makes the home buying process as smooth as can be. We wouldn’t recommend anyone else.

    Melissa R.
  • June 19, 2020

    truthful and quicl

    Devon C.
  • June 16, 2020

    The process was quick an painless. Also really enjoyed the Mortgage Coach tool that was used to help educate us on our options.

    Bret A.
  • June 15, 2020

    Scott was easy to work with and very responsive throughout the process. I knew he had my best interests in mind as well.

    David G.
  • June 12, 2020

    Working with Scott is the easiest experience anyone can ask for. We've used him personally on more than one occasion. He goes above and beyond, communicates extremely well, and stays on top of all details of the process. Experienced, competitive and pleasant to work with. I wouldn't use anyone else, we have multiple friends and family members that have used him. 5 stars all the way.

    Michael M.
  • June 12, 2020

    Excellent communication throughout the entire process. Very easy document transactions. I appreciate the professionalism!

    Kevin S.
  • June 4, 2020

    Scott held my hand through the whole process. He explained every step of the way and displayed what anyone would ever want when dealing with a very important issue in our lives, a mortgage for our home. Scott helped me to achieve the best possible deal for me. Scott is the consumate professional and a great person. I highly recommend Scott!

    Harvey S.
  • June 4, 2020

    Scott's professionalism is exceptional. He is a great communicator throughout the process and makes it so easy. And he's a great guy-- personable, calm and positive. Thank you! Harvey and Laurie Smith

    Laurie S.
  • June 3, 2020

    Scott and his team were so helpful and friendly. They came to my rescue after the other company I applied to had a month long waiting list. They took care of me right away! Scott explained all of my options and got me a great rate. I'd recommend Scott to anyone!

    Jeannette S.
  • May 28, 2020

    Scott was very knowledgeable and answered all my questions at any time of the day. He really cared about making sure I understood the process and was comfortable with every step. We were able to refinance in just a few weeks and I could not have asked for a better person to do this with than Scott.

    Angel H.
  • May 27, 2020

    Scott is fabulous! He made my refi process effortless. I didn’t have a single issue during the entire time. He followed up on every detail and when I called him with questions, he stopped everything and patiently answered every question. I never felt like he was hurried even though I know it’s a busy time right now for refinances. He also always looked out for my best interest and said right upfront that he wouldn’t proceed unless it was beneficial to me. He’s great!

    Melissa S.
  • May 21, 2020

    Scott and his team with Fairway Mortgage are awesome. They were so patient and wonderful throughout the mortgage and loan process. Scott and his team explained everything to me in detail. They went over the application and contract step by step, line by line and made sure I was comfortable with everything. They were readily available to assist me with all my questions. They were professional and knowledgeable. I would not hesitate refer my family and friends to Fairway. I am happy to have had this team be a part of the purchase of my New home.

    zuser201406262102136 .
  • May 19, 2020

    Scott responded very quickly to questions and provided clear complete explanations as we went through the mortgage process.

    Michael H.
  • May 19, 2020

    Scott and his team with Fairway Mortgage are awesome. They were so patient and wonderful throughout the mortgage and loan process. Scott and his team explained everything to me in detail. They went over the application and contract step by step, line by line and made sure I was comfortable with everything. They were readily available to assist me with all my questions. They were professional and knowledgeable. I would not hesitate to refer family and friends to Fairway Mortgage.

    Nakisha J.
  • May 15, 2020

    Quick communication

    Jonathan V.
  • May 14, 2020

    Scott makes it so easy and walks you through the process. Once everything is in motion, he keeps you informed of the different stages and is there to assist if there are any questions. This is my second time working with Scott and I am sure it will not be my last.

    Joseph C.
  • May 11, 2020

    Scott is very attentive and responsive. He was always available to answer questions and went to great lengths to ensure the refi process was as easy as possible.

    Jeffrey A.
  • May 10, 2020

    Scott was really easy to work with and willing and able to very quickly answer all the questions I came up with. He was patient and easy to communicate with whenever I needed. I felt like he was rooting for me the whole time, unlike other lenders I've worked with who sort of gave me an "us vs. them" feeling.

    Michael L.
  • May 10, 2020

    Scott was really easy to work with and willing and able to very quickly answer all the questions I came up with. He was patient and easy to communicate with whenever I needed. I felt like he was rooting for me the whole time, unlike other lenders I've worked with who sort of gave me an "us vs. them" feeling.

    M. L.
  • May 8, 2020

    Scott worked harder than anyone would ever expect to get us our home!

    Kenneth O.
  • May 1, 2020

    Scott was helpful and thorough during our refinancing!

    David K.
  • April 23, 2020

    The correspondence was clear and timely. Felt like we were all on the same team. I was very happy with the promptness during this process.

    O'Shay S.
  • April 21, 2020

    Scott and his team always took the time out Of their day to be sure that I was satisfied and they would not hang up the phone until I was satisfied! What an awesome Team. Thanks to everyone who was involved in making this happen!

    Caleb S.
  • April 15, 2020

    This is my second time working with Scott and once again he "knocked it out of the park." He was available every step of the way — never dropping communications. He made sure I stayed on top on everything I needed to and he did the same on his end. I can't give enough praises. He's become like family. I can guarantee that he will keep an eye on the rates and when the time is right, he will let me know if there is an opportunity I should take a look at.

    Eric D.
  • April 11, 2020

    Scott is a great communicator, and explains things in a way that are easily understandable. He is always available to answer questions with prompt responses. Most importantly you can trust that he will always advocate to get you the best deal and he is a man of his word.

    Robert S.
  • April 10, 2020


    David C.
  • April 9, 2020

    Scott's hard work and dedication was clear throughout the process. His communication was second to none. I never had to wait for more that 5-10 minutes to get information when I asked whether by email, text or voicemail. Highly recommended!

    James C.
  • April 3, 2020

    Excellent communication throughout the process. Stellar customer service from Scott and his team. Extremely quick response on all questions and got back to us after hours and weekends. Would highly recommend.

    Robert F.
  • April 2, 2020

    Scott was easy to work with and provided great service, timely and was always there to serve our needs.

    Erik K.
  • April 2, 2020

    The minute you sit down with Scott you know you are in good hands and can totally trust he is going to take good care of you. He is professional but super friendly and we were thrilled to work with him!

    Dennis J.
  • March 31, 2020

    Great Customer Service. Scott went above and beyond to allow us to purchase our dream home

    John-Patrick M.
  • March 31, 2020

    Great experience, quick turnaround

    Erinn C.
  • March 30, 2020

    Fantastic communication, complete transparency, everything explained clearly, etc. First rate customer service and a pleasure to work with.

    Peter C.
  • March 27, 2020

    I love how they would call you first to let you know each step of the process. Then they'll have you docusign to simply the process.

    Antonio D.
  • March 27, 2020

    Scott was very easy to work with. This was the easiest refinance I have ever done. He got me a great rate. Very friendly.

    Christine K.
  • March 26, 2020

    I have worked with Scott a few times now and wouldn’t consider anyone else. Would recommend highly to family and friends.

    Nicole J.
  • March 26, 2020

    Scott was quick to respond, worked outside of normal business hours to make this happen, and was an expert in communication and explaining the process from start to finish.

    Michelle S.
  • March 24, 2020

    Scott and team did an excellent job and everything went smoothly.

    Duane G.
  • March 16, 2020

    The promptness and communication

    Tracy H.
  • March 11, 2020

    Scott is a professional and that was very clear. He made the experience easy and smooth and communicated timely and clearly as to what he needed from us. We were treated with the utmost respect and dignity which increased our trust in the process and in the company. I am truly grateful I trusted God in this process and went to Scott for our mortgage.

    Brandon E.
  • March 8, 2020

    Realizing my retired situation is not the normal mortgage application, I was still getting frustrated with having to produce more documents after the initial requests by his team. However, Scott did a great job in being responsive to our concerns and brought the loan to closing as he said he would during our initial contact. Will definitely recommend.

    Thomas C.
  • March 8, 2020

    Scott, made the entire process simple and fast. We would recommend Scott to any of our friends and family.

    Jamie G.
  • February 7, 2020

    Scott is very knowledgeable and made sure I understood everything. He was friendly, encouraging and supportive in ways I never experienced in my purchase of three other homes. He made himself available to answer my texts and questions anytime I needed it. Thank you Scott. You are the best, and if I ever get the chance I will gladly refer you.

    Brenda T.
  • February 3, 2020

    Scott and his team are great. The ONLY team I’d ever trust with my mortgage

    Deborah F.
  • January 23, 2020

    The entire Fairway team was very responsive and helpful! I was buying a house without a realtor for the first time and needed to close quickly and Scott was able to get the right people involved on short notice!

    Whitney K.
  • January 17, 2020

    Not my first time working with Scott... and not my last! He continues to go above and beyond... I'll continue to recommend him to friends and family.

    Ashley P.
  • January 13, 2020

    Scott and his team's communication were wonderful throughout the entire process & the turn-around time was exceptional.

    Jill R.
  • January 10, 2020

    Scott, Is a great guy , very patient and understanding in stressful I stances. Great experience!!

    Brian Z.
  • January 10, 2020

    Scott was extremely patient and helpful throughout the entire home buying process. Scott checked in often and understand my demanding and hectic schedule and work around it to provide wonderful service.

    Nicole M.
  • November 30, 2019

    Scott was awesome! Took the time on multiple occasions to talk through options, explain when it was helpful, etc. Very responsive throughout the process. We really felt like Scott cared and was invested to make it a positive experience, get us the best rates available and help us feel as comfortable as possible. Overall, a joy to work with.

    Susannah M.
  • November 27, 2019

    Scott is very personable, thorough, attentive to all my needs. And most of all he explains everything so I understood how the whole process works. I tell all my friends and him so they can have as great, and painless, experience as I have had. Linda Kellogg

    Linda K.
  • November 22, 2019

    Scott kept us well informed and looked out for our best interests. I would recommend Scott without question to friends and family.

    John C.
  • October 24, 2019

    Scott is a wonderful person who knows the ins and outs of the business like no one else. This is our second time using him and will not hesitate to use him a third time. Highly recommend for honest, dependable, and experienced service and excellent customer care.

    Brandon C.
  • October 24, 2019

    Scott is a wonderful person who knows the ins and outs of the business like no one else. This is our second time using him and will not hesitate to use him a third time. Highly recommend for honest, dependable, and experienced service and excellent customer care.

    GamecockinFlorida .
  • October 17, 2019

    Scott cared that we were able to get the best rate possible on our mortgage. If we ever had a question, we never hesitated to ask Got as he is very knowledgeable. He is friendly and cares about all his clients.

    Inna S.
  • October 14, 2019

    Scott was very knowledgeable and thorough guiding us through the entire process. He was available for questions and discussed all concerns that we had.

    Brian B.
  • October 7, 2019


    Ryan H.
  • October 2, 2019

    Scott created an environment of constant communication and information exchange, particularly those administratively burdensome requirements. Scott did so as a commensurate professional and reinforcing every request with detailed explanations as to the "Why this is being requested". As a result of Scott's solid business acumen and in-depth industry knowledge, he facilitated our being allowed to benefit from all additional programs and incentives that the VA offered to veteran applicants.

    Philip M.
  • October 1, 2019

    Scott did an awesome job keeping me in the loop every step of the way!!! He made my home buying process seamless!

    Corree C.
  • September 30, 2019

    Scott was just so patient and thoughtful! He walked us through everything and did not mind when we had to ask the same question again and again (we are first time home buyers). We ended up with an amazing interest rate and an overall great experience. Thank you Scott!

    Helene G.
  • September 30, 2019

    Scott was just so patient and thoughtful! He walked us through everything and did not mind when we had to ask the same question again and again (we are first time home buyers). We ended up with an amazing interest rate and an overall great experience. Thank you Scott!

    zuser201610281255562 .
  • September 17, 2019

    Mr. Scott went above and beyond answering all questions and concerns sometimes @ late nights. His personality makes it easier to work with, easy to communicate with. This is actually our 2nd time working with Mr. Scott and these are just few of many reasons why we come back to him!

    Meesook L.
  • September 17, 2019

    Mr. Scott went above and beyond answering all questions and concerns sometimes @ late nights. His personality makes it easier to work with, easy to communicate with. This is actually our 2nd time working with Mr. Scott and these are just few of many reasons why we come back to him!

    ana709 .
  • September 16, 2019

    Scott and his team were so helpful, efficient and on time. One of the best mortgage experiences!

    Stasi S.
  • September 1, 2019


    Luke Z.
  • August 24, 2019

    Responsive, honest, no games, best service. I recommend to anyone, you won't be disappointed. My third house, my third mortgage, the best by far.

    Matthew M.
  • August 19, 2019


    Tracy C.
  • August 16, 2019

    Scott is such a trustworthy, hard worker which made our loan process flawless! Thank you!

    Joshua C.
  • August 10, 2019

    Very easy transaction very knowledgeable staff

    Mark S.
  • August 9, 2019

    The simplicity of the process. Scott walked us through the entire process step by step

    Tanya C.
  • August 8, 2019

    From the beginning, Scott always made himself available to answer any of our questions. This is our second time using Scott’s services and thank goodness we did as the closing did not go as planned. As with all things unforeseen changes with schedules and circumstances were handled with ease and professionalism. Thanks again Scott!!

    Jarrett M.
  • August 3, 2019

    Attention to detail from all involved, and total kindness! Made this first time buyer feel very comfortable!

    Kelly B.
  • July 31, 2019

    Professional, competent, and personally cares throughout the entire process!! Couldn’t have went smoother or dealt with a better team of professional!! Thank you soo much!

    Drew B.
  • July 24, 2019

    Scott was always available and provided great advice.

    Anthony R.
  • July 24, 2019

    Stayed on top of the process. Scott knew what to expect and let us know events ahead of time. He was very helpful during the appraisals and was willing to work with us to make this sale.

    Bret T.
  • July 20, 2019

    Scott always returned phone calls and quickly. He's very knowledgeable and friendly. Great guy.

    Stephen C.
  • July 3, 2019

    Awesome communication and felt that everyone stopped and made us feel most important and made us feel less stress

    Ellis S.
  • June 26, 2019

    Scott is a great communicator and a hands-on manager when it comes to working through the mortgage details. He kept us informed of the entire process and helped navigate through what can be s a frustrating process. He was great to work with.

    Todd D.
  • June 26, 2019

    Scott is a great communicator and a hands-on manager when it comes to working through the mortgage details. He kept us informed of the entire process and helped navigate through what can be s a frustrating process. He was great to work with.

    todddrake8 .
  • June 15, 2019

    Scott was always top notch! Handled everything from beginning to end with no problems and was extremely efficient.

    Debora M.
  • June 15, 2019

    Professional, friendly always available to answer any questions!

    Keith M.
  • June 14, 2019

    Professional, friendly, always available to answer any questions! Very knowledgeable about financing. And i just need to add 50 more characters good guy!

    cheez7551 .
  • June 8, 2019

    I was hesitant about doing it over the internet, but they made it fairly simple. Scott was great explaining everything. And made it great.

    James H.
  • June 7, 2019

    Scott and his team made this process extremely painless. As the customer, we felt they added a significant amount of value. Getting financing together for the purchase of a home requires a lot of effort from everyone involved. This was the fourth home we've purchased, and it was 100% the easiest of them all. Thank you, Scott and team!

    Peter C.
  • June 5, 2019

    Scott and his team were very thorough as they all kept the process on schedule for closing. Great job!

    Christopher C.
  • June 4, 2019

    We had a very short time frame for our closing date and Scott was able to turn around our loan and make everything run smoothly despite the rush. Friendly, helpful, and great customer service.

    Erinn C.
  • May 21, 2019

    Working with Scott was a pleasure. He is very knowledgeable in getting us the best deal for our loan. Very personable and easy to talk too.

    Penny B.
  • May 17, 2019

    Scott was extremely helpful in navigating a stressful process. He was constantly available, has an incredible servants mindset, and generally great through the finish line.

    Jason G.
  • May 15, 2019

    Scott was kept us informed every step of the way and very knowledgeable, professional, and accessable.

    Sue D.
  • May 14, 2019

    Scott and his team were there every step of the way and the transparency of the loan numbers made it easy to understand and feel confident about our purchasing power. I plan to use Scott and Fairway on every home purchase! Thank you

    Jaime M.
  • May 12, 2019

    Scott is very knowledgeable in his field. I completely felt like Scott was there to assist me every step of the way. He was very responsive to every text and every call. I appreciated my experience with him very much and will definitely send my friends and family to him.

    Shelley L.
  • May 7, 2019

    Scott provided us with all of the information we needed well in advance of closing, which allowed us to be totally prepared. He, and his assistant, were extremely helpful throughout the process.

    John G.
  • May 5, 2019

    I have bought and sold many houses over the last 40 years but this time it was seamless. Scott asked for all the info upfront. We were approved! I did not have to keep giving the info to the staff. Everyone had it! Our loan Was not a cut and dry loan. Scott was creative in how we he executed it to use investment and income. We are sitting in our new Bungalow and loving it! Janine Goodin

    Janine G.
  • May 3, 2019

    Everything-from the information gathering to the final loan approval. Scott is awesome to work with. His emails spelled out exactly what was needed for underwriting and were sent in a timely manner as to not rush me into gathering what was needed. Scott responds in a timely manner to all questions & concerns. I will recommend Scott and Fairway Mortgage to others (I already did) in need of a mortgage loan. Thanks Scott and Team for your awesomeness and making my loan experience a favorable one.

    Gwendolyn B.
  • April 29, 2019

    The communication. If they didn't know the answer they said the they didn't know and got back to me in a reasonable amount of time.

    Cristal R.
  • April 18, 2019

    Scott made the whole process seem easy and effortless. From the beginning to the end I felt like I was Scott’s only client (even though I know that in the reality he had many others). The timeliness of Scott’s responses were impeccable. I thoroughly enjoyed working with Scott and very much appreciated his solid, timely and thoughtful advise and guidance. Thank you, Scott!

    Vita M.
  • April 1, 2019

    Scott took the time to walk me through every step of the way, to include taking questions from family members that wanted to ensure I was making the right decision. He was professional, personal, accessible and knowledgeable and I know I couldn't have smoothly closed within 30 days without his exceptional service. I can't say enough good things about Scott and the Fairway team.

    Brandy B.
  • March 31, 2019

    Scott made the house buying process that much smoother and was always willing to discuss anything that was unclear, no matter time of day.

    Matthew E.
  • March 29, 2019

    After purchasing my own house with Scott and his team I will be using him in future purchases for my own clients! I am a real estate agent in NC and can not wait to work by his side, knowing that my clients will be given that extra amount of care!!!

    Amanda B.
  • March 29, 2019

    Scott went above and beyond for our family! From taking phone calls at 10pm to guiding us every step of the way...I couldn’t have asked for a better lender!

    Andrew S.
  • March 29, 2019

    This was our first home purchase, and Scott blew us away with how much he focused on us and helped us every step of the way, answering every email, call and text quickly and with an ease that honestly, put us at ease. Every time we contacted him Scott never once made us feel like we were bothering him. I can not recommend him more highly.

    Richard W.
  • March 25, 2019

    Scott & Fairway made the home buying process a stress free process. He was extremely helpful and prompt throughout our experience. Our first home purchase was extremely stressful but Scott made this experience a breeze. We would absolutely recommend Scott and Fairway Mortgage to everyone.

    Jordan M.
  • March 21, 2019

    To say this deal was challenging would be an understatement. Scott did a fantastic job keeping a cool head and the process painless. Great team!!

    Elizabeth D.
  • March 7, 2019

    Scott is the very best. He and his outstanding team helped me achieve the goal of owning my home, with expert guidance, from start to completion. Thank you!

    Laura S.
  • March 2, 2019

    Scott is incredibly knowledgeable, responsive and his attention to detail is phenomenal. As a first time buyer I could not have had a better agent to guide me through the A to Z of the process

    Akinsola F.
  • February 27, 2019

    We had an early closing date and Scott made sure everything was taking care of quickly and efficiently.

    Shane R.
  • February 6, 2019

    Scott's customer service is second to none. He consistently returned calls and emails quickly, professionally and courteously. I have already recommended him to friends and family.

    Pamela M.
  • February 4, 2019

    The communication and ease of the process made it an enjoyable experience.

    Jamie G.
  • February 2, 2019

    Scott stayed on top of the rate watch every day and helped us secure a good rate for the close of our loan. He is a very easy person to work with and has a great head for his business. Very good at what he does!

    Jason B.
  • January 30, 2019

    Scott went above and beyond to help us with our home purchase. We can’t thank him enough for the excellent service!

    Dana B.
  • January 27, 2019

    Scott made the home loan process painless. His honesty and integrity are beyond reproach, and his dependability sets the bar very high among peers. When he made a commitment of any size or duration, he persevered and never wavered on my behalf. Would highly recommend him!

    Winona G.
  • January 3, 2019

    Wonderful service! Everyone was great to work with!! Scott is great at getting back to you and working with the customer.

    Deborah V.
  • January 3, 2019

    Outstanding experience!! Highly recommended.

    Paul Y.
  • December 20, 2018

    Scott was an irreplaceable part of our home buying process and I couldn't imagine receiving better service than what he provided.

    Benjamin F.
  • December 20, 2018

    Scott went above and beyond helping my husband and I out during our 2 week closing. I can’t believe everything he was able to get done in only a few short days. Thank you SO much, Scott, for all of your time and help. We really appreciate everything.

    Katherine F.
  • November 21, 2018

    From start to finish Scott made the process of buying our new home so simple and stress free. The open lines of communications helped guide us through the decisions we were making and he made sure we had a great experience!

    Charles S.
  • November 8, 2018

    Scott became a friend during the purchase of our home. He was informative, PROACTIVE, and worked closely with us to ensure our loan was secured and we were cleared to close. He was available EVERY time we had questions. If we emailed, he responded. If we called and left a message, he got back to us immediately. All the stress associated with the mortgage/home buying process was simply NOT THERE. Scott is awesome and we are grateful to have found someone who cared about our family like his own.

    Eric D.
  • October 28, 2018

    Clear communication, knowledge, expediency, and just a real genuine human being to walk us through the financing of our first home in South Carolina! We were referred by a friend and are grateful for the introduction. The only surprise we experienced was that Scott was there at our closing to see it all through, which has never happened in our past financing ventures before. You definitely want to work with Scott!

    Debra D.
  • October 22, 2018

    Scott walked us through every step of the process, including being there at closing!

    Jerry C.
  • October 2, 2018

    Scott made the process a breeze and provided thorough explanations. Super personable too! Wouldn't use anyone else!

    Meredith B.
  • September 25, 2018

    I’m a first time homebuyer and Scott made the process easy and painless. He came very highly recommended and I too stand by that. In my opinion he went above and beyond to accommodate me and exceeded my expectations to the upmost extent. I will not hesitate to call him again next time I require his services.

    David W.
  • August 25, 2018

    Scott made himself available all hours of the day and was so helpful when I was lost. He always made me feel like a friend rather than a costumer and I am so thankful that he was there every step of the process.

    Sarah G.
  • August 24, 2018

    My experience with Scott and his team was amazing! From day 1 to my closing day, he was always there to answer questions or concerns immediately. It always felt like he was doing what was best for ME and not for him, which made buying a home so much easier and less stressful! I would never work with any other lender.

    Alyssa H.
  • August 23, 2018

    It was personal! He didn’t just care about the loan but the quality of life for me and my family. I now consider Scott a friend!

    Joseph C.
  • July 23, 2018

    From day 1 Scott went out of his way. He was extremely knowledgeable, friendly and made what could have been a miserable experience, a breeze. Scott answered my questions all times of the day and night. He worked with my crazy hours as a business owner. I will and have recommended everyone I know. He was absolutely amazing. If I could give more than 5 starts I would! Thanks again, Scott for everything!

    Colleen C.
  • July 3, 2018

    Very knowledgeable and makes the process easy. Always gets back to you promptly.

    Peter R.
  • June 23, 2018

    Couldn’t ask for a better person in our corner ... first time buying a home and Scott was one of the many people who made the processes so easy and painless..always able to track Scott no matter what day of the week or time

    Wolfang L.
  • June 23, 2018

    Everything and everyone

    Michell G.
  • June 20, 2018

    The knowledge of the individuals I worked with was remarkable. They were efficient in following up with me regarding where I was in the process and I feel they took that extra step to make my dream of owning my beach home a reality. Thanks Scott and your wonderful staff for what you did for myself and my family!

    Marianna M.
  • June 19, 2018

    Scott made my loan personal. He showed patience, kindness and compassion. I trusted him fully to take care of me from beginning to the end. And he did not disappoint! His dedication to me went above and beyond and it made me feel as if I could reach out to him at any time of the day if I had any questions or concerns. Thank you so much Scott!!

    Christy M.
  • June 19, 2018

    Professional, honest, and highly efficient. Not much else to ask for! Great experience.

    Kevin S.
  • June 19, 2018

    Zero surprises.

    David S.
  • June 19, 2018

    Scott did an amazing job on our closing. We at first started with a builders lender and had a rough course. Scott came in at the end and made that transition easy. Also Scott communicates fast and frequently which helps to stay ahead of the game. I can not say enough great things about Scott. He is The best!!!

    Brian R.
  • June 7, 2018

    Scott is a wonderful , positive , upbeat guy who genuinely cares about helping others. He always is there to answer any questions or just provide you with the knowledge needed. He has such a way with words and is very professional. We had a very complicated situation and Scott was able to bring it to a resolve. We are grateful!

    Heather W.
  • June 3, 2018

    Scott was very attentive to our needs and went out of his way to keep things on schedule for us. He gave excellent advice helping us to avoid delaying issues. Would definitely refer friends and family to him.

    Toni R.
  • June 2, 2018

    Scott was very responsive to all my questions and needs. Responded quickly to all e-mails and texts. Very transparent.

    Mark C.
  • May 22, 2018

    Overall Great experience!! Will recommend Scott for my friends!

    Bruno G.
  • May 19, 2018

    Scott was very easy to talk to and was so helpful in getting our loan for our new home mortgage push through in time for the closing. We appreciate all his hard work!

    Amanda H.
  • May 18, 2018

    Scott was great, listened and always had my best interests at heart. Would I recommend him? I already have.

    Glenn N.
  • May 16, 2018

    Scott was my Loan Hero 😊

    Melissa M.
  • October 1, 2017

    My wife and I used Scott to get pre-approved on some complex finances for a new home. It was a pleasure doing business with Scott--he was easy to contact, very quick in his turn around time, got us supper rates to look into and did a great job---

    fcwilkerson77 .
  • July 1, 2016

    Incredible service with obtaining a mortgage for the new home. I will go to Scott at Fairway any day over any bank! Traditionally I have gone to banks... the what would seem the easiest go to place for a mortgage. I decided this time to walk into Fairway Mortgage to see what they were all about. I was fortunate to have met Scott Wachtel at the blakeney branch. Extremely helpful and informative from the get go. I thought I knew my stuff about mortgages but he shared valuable information which helped me make an informed decision later. We sat for about an hour where he got to know my families' new home needs. Honestly, I still had my bias in favor of the local bank thinking a mortgage co charges more money etc and I'd be paying more. Wrong again. I actually decided to work with a bank and Scott concurrently still thinking the bank was the way to go. About a month into the process I had no choice but to work with Scott. Why? Scott:1. Very responsive, Responds promptly through all modes of communication. 2. Assisted and gave incite on the market, buyer and seller "bewares"3. Very efficient and kept me up to date on my process and what to expect next and what to do next4. Kept in close touch with my realtor and closing attorney so that all parties had the information they needed.5. Put out many behind the scenes "fires" on my behalf to go to a smooth closing6. Had Plan A working but had Plan B ready to go in case there was any holdup anywhere esp with the underwriters.7. Knew the SC/NC laws and statutes for loans8. Ended up being less money than my bank. 9. Was treated like an individual to meet my needs.10. Go back to #1Bank: 1. Information collectors, just another file on the desk.2. Kept on telling me that their rates were the best and kept on trying to "sell" their product.3. Go back to #1I'm all for Fairway and Scott's personlized experience. I'll recommend them anytime for anyone trying to obtain a mortgage.

    sghim2 .
  • June 22, 2016

    Scott is professional, straight forward, understanding, helpful, and family oriented. Great service and straight forward communicator, who is also very friendly.

    user998508 .

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