Karen Moravus

Karen Moravus

Branch Sales Manager

NMLS# 447961
Cornelius, NC
Direct 704.918.6000


Karen Moravus is committed to live a life fueled by passion. A passion that burns bright enough to drive her to be the kind of person who will be remembered always, above all else, as a mother who loved her children to the core of her existence and raised them to be productive people capable of greatness; as a wife who aimed to be more loving and supportive with each passing day; as a sister, a daughter and a friend who stood arm in arm through all that life had to offer; as a leader with integrity who believed that her team could accomplish any goal they strive to achieve; and as a mortgage professional who works to ensure her customers have the best product to meet their financial goals.

  • September 5, 2021

    Everything from start to finish, Karen and her team made the process very smooth and easy.

    Amber C.
  • August 19, 2021

    Karen and her team were great from start to finish, everything was on time they kept us up to date with everything, it was really a worry free experience. If I had to do it all over again I would not change a thing. Thank you Karen and Rachel for all your help!

    Amber C.
  • August 11, 2021

    Karen and Rachel were very prompt, professional, and kind. They worked countless hours making sure everything was in place and that it was a seem less process.

    Heather T.
  • August 6, 2021

    very helpful

    Wendy J.
  • August 6, 2021


    James F.
  • August 3, 2021

    Karen worked tirelessly to keep us updated with the latest status of our loan, answering every call and text. She went above and beyond to be sure we closed on time by finding creative solutions to each issue that arose. I could not have asked for a better person to handle a very stressful transaction. She is very knowledgeable and accurate in all she does.

    Donarine C.
  • July 17, 2021

    Karen went above and beyond to help make sure we were in our house when we needed to be. Communication was great as well!!! I definitely will recommend her in the future!!!

    John B.
  • July 17, 2021

    The level of professionalism and dedication.

    Jocelyn C.
  • July 13, 2021

    Very quick to respond and provided helpful information throughout the loan process. Really enjoyed working with Karen!

    Christa A.
  • July 3, 2021

    Karen’s communication through the entire process made things easier to deal with. Her knowledge and willingness to to work with us was amazing. I will refer anyone looking to purchase a house.

    Roderick J.
  • June 4, 2021


    Henry R.
  • June 1, 2021

    Got my house

    Evan H.
  • May 7, 2021

    Karen provided me with the most personalized service ever!!! She didn't just send me to a random website like the others. She talked me through the refinance process and my options. She went above and beyond to provide me with the best service ever!!! I was treated like a friend and she was ALWAYS available to answer any questions. I was always up to date on every step and knew exactly what to expect. I will refer everybody to her!!!!

    Elizabeth S.
  • May 6, 2021

    I had to switch mortgage companies while pretty deep into the "under contract" process and Karen and Rachel were INCREDIBLY HELPFUL. They made everything feel so much less stressful and got things done SO quickly. Forever grateful to them for helping me get into my first home!

    Kelsey B.
  • May 4, 2021

    Good communication and updates on the progress. The systems to complete the process was ease to navigate.

    Carl S.
  • May 1, 2021

    The quick and easy process. The quick responses. And the clear hard work that put in from this team!

    Tyler H.
  • April 4, 2021

    Overall a smooth process and straight forward

    Rogelio S.
  • April 1, 2021

    Very nice and easy to work with

    Terissa S.
  • March 27, 2021

    It was not easy finding a lender to work with me and my girlfriend since we were moving from NY and using my job here as our income. Karen did not even hesitate when that was mentioned and immediately explained every single detail and the whole loan process with patience and knowledge. I have absolute no doubt in her work and experience.

    Galo T.
  • March 9, 2021

    Karen went the extra mile to make it possible to complete my refinance. She took steps to get a FHA loan approved for me since I didn’t qualify for a conventional loan. Thank you Karen Abigail

    Abigail D.
  • March 5, 2021

    Karen was excellent from start to finish. She made the process of buying our first home very comfortable. Our realtor mentioned how impressed he was with Karen many times during our experience. She is great with communication and answering any and all questions in a very timely manor. I would highly recommend Karen Moravus and her staff at Fairway.

    Leesa G.
  • March 1, 2021

    10/10 recommend Karen and team! Karen beat the rate of my original lender as well as helped me with a NC down payment assistance Loan! Couldn’t of asked for a better lender!

    Martin O.
  • February 27, 2021

    Very smooth and efficient process

    Emalee D.
  • February 26, 2021

    Karen is an expert at her job. She is knowledgeable and courteous and responsive. Best lender I have ever worked with!

    Michael N.
  • February 22, 2021

    Refinancing my home was so stress free. Thank you Karen!

    Kathy C.
  • February 20, 2021

    Everybody was great, very organized & kind! Thank you Thank you Thank you

    Olivia M.
  • February 16, 2021

    Responding super fast when I needed help.

    Dylan B.
  • February 13, 2021

    Karen did a great job of responding quickly and answering any questions I had.

    Kaylee B.
  • February 8, 2021

    READ THIS CAREFULLY.....Don't waste your time with other mortgage companies or another loan officer. Karen is the better than everyone else. Her dedication to her work shows throughout the entire process. Everytime I needed an answer I got a response in a timely manner. She is the very definition of quality and outstanding customer service. She has the answers and the knowledge to help you with your loan needs. Thank you Karen!!!

    Sean N.
  • January 23, 2021

    The Quick and Easy Communication. Timely reply to questions and concerns.

    Cynthia W.
  • January 9, 2021

    After having to change the way we had to go about the loan everything ran smoothly!

    Sedrick K.
  • January 7, 2021

    Karen was a pleasure to work with. Always on top of things and willing to explain what could be very complicated in a way that I was able to understand. She made me feel comfortable with this very important decision.

    Lauren W.
  • January 5, 2021

    She was very attentive to our needs and very helpful with getting us the information we needed. Overall just great to work with

    Miles M.
  • January 1, 2021

    Easy process. No problems. Great service.

    Derek H.
  • December 30, 2020

    Karen is ambitious, informative and also have great customer service. Karen’s communication is excellent and her team is just as great.

    TyZhae J.
  • December 28, 2020

    Very easy working with you the whole process was a breeze!

    Wyatt L.
  • December 26, 2020

    Karen and Rachel were amazing every step of the way ! That relieved the stress ... Explained everything really well ... And couldn't have been nicer !

    Steven J.
  • December 26, 2020

    Everything was extremely easy considering the pandemic!!

    Michelle C.
  • December 23, 2020

    Quick turn around times on communications

    Steven L.
  • December 22, 2020

    Everything was on time and on point. Just the overall services was awesome

    Omar C.
  • December 20, 2020

    Good with given information and getting back to me through email or phone

    Charles S.
  • December 19, 2020

    Karen is very hands on & will make sure that you’re taken care of from beginning to end.

    Diamond C.
  • December 16, 2020

    Karen and her team went above and beyond to help us on our home buying journey. We never thought we would get the home of our dreams for our little family, and they made that possible for us! We are so thankful for all of her help and couldn’t be happier!

    Robert T.
  • December 16, 2020

    The overall experience was stress free overall. Karen and her team made the process smooth and worry-free.

    Antonio D.
  • December 14, 2020

    Karen was very friendly and accomodating throughout the whole experience. Felt like I was dealing with a personal friend rather than a strictly business situation.

    Michael P.
  • December 7, 2020

    Karen was communicative and very helpful as a first time home owner.

    Caitlin G.
  • December 5, 2020

    Karen went above and beyond to ensure that I closed on time with an excellent rate. Definitely had some hiccups due to sellers but Karen was right there to pick up the pieces resulting in me closing on my first home! Couldn't recommend her and her team more!

    Ta'Bron S.
  • November 23, 2020

    Karen and her team were always quick to respond to any questions that I had. They were very thorough in communication. In addition to their great communication skills, they were also very supportive throughout the home buying process. They are truly great folks!

    Vernon K.
  • November 1, 2020

    Answered all questions promptly, kind and attentive service

    Courtney G.
  • October 19, 2020

    Every email was responded to immediately. We were updated at every phase of the process. Everyone on the team was pleasant and very helpful.

    Carolyn S.
  • October 15, 2020

    Karen and her team worked very hard and went out of their way to make sure I was taken care of and got the best experience.

    Russell R.
  • October 14, 2020

    Karen is simply the best. Her team was outstanding. I could not of asked for a better experience.

    Daniel T.
  • October 6, 2020

    Karen answered every question I had no matter how small. We were first time buyers and had no idea about the process.

    Sara R.
  • October 3, 2020

    Good team work

    Reginald P.
  • September 29, 2020

    Karen was extremely competent and communicated with us throughout the process. We highly recommend her- and Fairway.

    Barry M.
  • September 29, 2020

    Karen was quick to respond, helped us with all of our questions and was very pleasant to work with!

    Crystal F.
  • September 27, 2020

    Karen and her team were HONEST, forthright, and effiecient communicators. You could really tell that there was AUTHENTIC communication, and not just a bunch of talking without saying anything. Very refreshing.

    Jaqueline E.
  • September 27, 2020

    Karen was extremely helpful and pleasant to work with. She was very responsive to questions and very patient in answering all our questions. She was a pleasure to work with. It felt like she “cared” about us and it wasn’t just a job for her. I cannot recommend her highly enough. She’s wonderful to work with!!

    Elaine M.
  • September 25, 2020

    Best of the best

    Shelby R.
  • September 22, 2020

    We had a very difficult new construction process with the builder, COVID, the second mortgage lender, and several other vendors all presenting issues. After a three month delay for our move in date, we gave Karen 28 days to get all financing in place. She and her team were not only able to get us the financing we needed, but were able to get it locked in with a few days to spare!

    Jason B.
  • September 2, 2020

    Exceptional service

    Jocelyn D.
  • August 29, 2020

    Karen was amazing! She spent hours on the phone/e-mail with me during the pre-approval process, making sure I understood the different loans that we were considering. Karen always responded to my e-mails and calls promptly; she always had a pleasant demeanor and did made me feel confident in her ability to take care of any issue that came up! I would highly recommend Karen!

    Christina G.
  • August 20, 2020

    Karen was always in front of every requirement! What a simple transaction!

    Nancy R.
  • August 19, 2020

    The entire staff was courteous, helpful and professional!

    Patricia G.
  • August 11, 2020

    Karen was very responsive to my questions and wants to help her clients. She is very knowledgeable about the various loan products and will work with you to fit your needs. Highly recommended!

    Jason R.
  • August 9, 2020

    First Time Buyer, Karen made sure everything was crystal clear and ready to go!

    Jordan S.
  • July 28, 2020

    I interaction with me with every step I took you was right along with me. Any questions I had to provided an answer for me quickly

    Barbi R.
  • July 24, 2020

    Karen was very helpful. She went above and beyond to make my experience the best it could be.

    Jeremiah J.
  • July 13, 2020

    Karen’s whole team was great with communication. They made sure I was in the loop for every single thing and we’re very quick/efficient with each detail! I couldn’t be happier.

    Mallory M.
  • July 10, 2020

    You and your team was a God send. You worked tirelessly to provide me with the BEST service. You effectively communicated every step of the process. You diligently worked countless hours on my behalf. I could never express my upmost gratitude for what you did for me and my children. You thanked me for entrusting you with my mortgage i believe it is the other way around THANK YOU. I pray you will continue to bless others with the opportunity of home ownership.

    Angela R.
  • July 1, 2020

    Us being 1st time home buyers had no idea what we were doing and she was able to explain everything and answered the tons of questions we had. There were never any "dumb " questions. There were a few bumps along with way due to Covid19 but she was able to help us work around it and was very knowledgeable about everything. I would definitely recommend Karen and Fairway to anyone needing their services.

    David S.
  • June 30, 2020

    The process was a breeze, had all questions answered, quick response

    Kimberly M.
  • June 13, 2020

    Karen was the biggest help in making the first time homebuying experience smooth in rough circumstances. We had to revisit different options with amounts, DPA programs no longer becoming available, etc. Not only was she able to be responsive and help me get the lowest interest rate for me, but she was extremely informative and taught me so much about the mortgage process so that we could brainstorm ideas together. I felt that I was being taken care of and treated with integrity the whole time

    James H.
  • May 17, 2020

    Karen was amazing always available always professional and always on top of everything needed in this process. This was a virtual transaction and Karen made it seem as though I was physically present every step of the way !

    Maria H.
  • April 6, 2020

    Karen was incredibly helpful throughout our entire process and was able to go from 0 to 60 the moment we got the green light. We appreciate her efforts that helped us get into our home!

    Lynn B.
  • March 22, 2020

    Promptness, not having to duplicate scans or faxes , always available, QUICK CLOSE

    Amy J.
  • March 9, 2020

    As a self employed individual, documenting my financial information was challenging. Karen was not the first broker that I contacted, but she was the first broker to say she could help me. Karen worked hard to get me qualified and got me a great rate on top of that.

    Christopher P.
  • March 6, 2020

    They did a great job with communication, helping me stay in my budget, the app really made it easy for me to scan my information over. My first home buying experience was a great one, I can’t thank Karen M enough for her hard work. I highly recommended them

    William W.
  • February 24, 2020

    Ms. Karen satisfied all of my needs and wants. As a first time homebuyer, I wanted to stay up to date with everything, every step of the way. She ensured that was done. She also moves in a timely manner and made herself available at any time of day. I greatly appreciate all the hard work she has done to help me purchase my first home.

    Christopher W.
  • February 21, 2020

    Karen was very attentive, kind, compassionate, easy to work with and was able to handle every hiccup that came our way!

    Cassandra T.
  • February 13, 2020

    Great customer service! Always rest to answer any questions!

    Jacob M.
  • February 10, 2020

    Karen is the greatest! Very prompt with responding! Even when I thought I was asking a stupid question or didn’t know something that should be common knowledge she made me feel very comfortable and always broke things down to my understanding! Karen is the best! I could go on and on... literally. This was the smoothest experience! I thought that I would be stressed but I was not. She told me what she needed I provided it and she took care of the rest. Needless to say I loved working with Karen.

    Teraye S.
  • February 7, 2020

    They work hard to close out everything on time

    Melvin H.
  • February 7, 2020

    Karen was very helpful every step of the way. We couldn’t be happier.

    Morgan M.
  • December 27, 2019

    We met all deadlines.

    Brian L.
  • December 2, 2019

    We had a very unconventional experience in purchasing our home. That did not cause Karen to flinch at all. Karen provided any information we needed to get a "clear to close". Because of her professionalism we closed 26 days after the acceptance of our offer. In 42 years I have never delt with such personable and proficient Motgage Lender. Thank You so much Karen. Dan R.

    Daniel R.
  • December 2, 2019

    Super efficient. Incredibly personable and so nice. Was blown away by her efficiency and speed. Best experience with a mortgage company!

    Gretchen R.
  • November 30, 2019

    Karen's attention to details and responsiveness to text, emails and phone calls, made the mortgage process simple and clear. We would recommend her and Fairway Mortgage to all.

    Donarine C.
  • November 5, 2019

    Karen is very patient she helped me so much through my journey/experience with all the documents that I needed to gather. I love her to the moon and back.

    Geraldine M.
  • November 5, 2019

    Once Karen got my loan the process was great. She kept me posted throughout the process. But my experience with Jeremy smith before my loan went to karen got stretched out for 6 months, I really don't think he know what he was doing and definitely would not reccommend him to anyone!!

    Stephanie B.
  • October 9, 2019

    Karen made the process pretty easy. She was always there to answer questions & help me better understand things.

    Danielle L.
  • September 14, 2019

    The Patients that you guys had with me in my first home buying experience, just Awesome 👌😁😁👌

    Roscoe H.
  • August 24, 2019

    Dealing with Karen was the best thing I have ever done..she is a wonderful person and easy to talk to and understand...thanks again Karen for everything you did for me

    Tracy M.
  • July 25, 2019

    Karen was a dream to work with. Excellent communication and she really went out of her way to help me close early. I have and will continue to tell anyone who asks about my mortgage experience that they need to talk to Karen!

    Randolph R.
  • June 9, 2019

    Everything from the beginning to the end I’m so, so glad that I have your team to assist me thank you very very much. May God bless you always.

    Leonidas d.
  • February 17, 2019

    Karen made what usually is a stressful process calm - she KNOWS her stuff and is very creative and so positive. We had many questions and all were answered quickly and with a smile. I will definitely go to Karen again - with her as our lead, I know we will get to where we need to go. Thanks Karen - and the invitation to our new home is always open for you!

    Virginia L.
  • November 7, 2018

    Karen did a excellent job of informing best loan options for us and then coordinating. She is very knowledgeable and thorough, we highly recommend her!

    Robert S.
  • November 1, 2018

    Karen always kept us in the loop of what was going on...has been years since we bought a house and this was a very nice experience.

    Susan S.

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