Loans & Programs

Refinancing

Let us help you refinance your mortgage

Interest rates have been quite low for the past few years, but if you didn’t take advantage, there is still time before rates go up.

Our Mortgage Planners discuss your financial goals to analyze the best loan product to meet your refinancing needs.

There are many benefits to refinancing your home:

  • Paying down current debt
  • Reducing monthly mortgage payments
  • Funding large life events such as college tuition or a wedding

Refinancing Options:

Cash-Out Refinance*

A cash-out refinance allows you to take cash out of your home equity by replacing your current mortgage with a new loan that is more than the amount owed. This option can help you pay for major expenses like college tuition, debt or home improvements.

*Appraised property value may affect loan amount.

Adjustable-Rate Mortgage (ARM)

Your interest rate and mortgage payments can change over time. The rate moves with the market rates. If you are planning on being in your home for only a few year this may be the option for you. 

Fixed-Rate Mortgage

Your interest rate is fixed at the time you secure your home loan. This can protect you against rising rates throughout the life of the loan. If you plan on staying in your home for a longer time frame, a fixed-rate mortgage could be the right solution for you.

We would be happy to take a look at your current mortgage interest rate and provide you with details on whether refinancing is right for you. 

Fast & Easy Application Process

Fast Pre-Approval

Complete our easy and secure application.

Get Your Loan Approved

We'll review your application with you and help you create a great plan for your loan.

Start Looking for Your Dream Home

You'll provide us the documentation and we'll get your loan approved and funded quickly.

The Fastest Way To Your New Home

Are you currently working with a Fairway Mortgage Planner?

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Are you currently working with a Fairway Mortgage Planner?

Yes No