Loans & Programs

The Best Loan for Your Lifestyle

Finding the ideal loan for your needs is our Mortgage Planners’ specialty. By navigating through the conditions of each loan, Fairway’s goal is to find the best loan for your lifestyle. From loans that require no money down all the way up to jumbo loans for luxury homes, our only objective is to ensure that you are comfortable in your payment and get you approved quickly and easily.

We have the experience and knowledge, which you will surely find invaluable and unmatched in the Charlotte area.

Find a loan

Available Loans & Programs

VA Loans

VA loans are guaranteed by the U.S. Department of Veterans Affairs (VA) to eligible veterans for the purchase or refinance of a home. Read More

First-Time Homebuyer

Work with a Mortgage Planner to ensure that you are aware of the entire loan process, and have all of your questions answered.
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Jumbo Loans

If the house of your dreams exceeds the maximum $453,101, jumbo loans offer higher but flexible rates and terms and no pre-payment penalties.
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Refinancing

Your Mortgage Planners make the process of refinancing easier than you’ve ever thought possible.
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USDA Loans

Owning a home outside of city limits may be easier than you thought with USDA home financing from Fairway.
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203(k) Home Loans

Thinking about renovating a home? An FHA 203(k) loan might be right for you.
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Conventional Loans

If you are planning to borrow $510,400 or less for a single-family home, you should be looking at a conforming conventional loan.
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FHA Loans

Fairway makes FHA loans easy. An FHA loan is a mortgage that is insured by the Federal Housing Administration.
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Fixed or ARM?

Once you have determined the down payment size, the next most critical piece of a mortgage plan is to decide which loan program is best for you.
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REVERSE MORTGAGE

A reverse mortgage loan allows you to use a portion of the equity in your home to enhance and extend your retirement.
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Fast & Easy Application Process

Fast Pre-Approval*

Complete our easy and secure application.

Get Your Loan Approved

We'll review your application with you and help you create a great plan for your loan.

Start Looking for You Dream Home

You'll provide us the documentation needed and we'll get your loan approved and funded quickly.
Pre-approval is based on a preliminary review of credit information provided to Fairway Independent Mortgage Corporation which has not been reviewed by Underwriting. Final loan approval is subject to a full Underwriting review of support documentation including, but not limited to, applicants’ creditworthiness, assets, income information, and a satisfactory appraisal.

The Fastest Way To Your New Home

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