How to Make Your Best Home Offer in a Hot Market

In case you're unaware, the temperatures outside aren't the only thing heating up in the Carolinas. So is the market for buying a new home. In fact, if the market gets any hotter, you might need to invest in one of those smoke detectors we mentioned in our recent article...

What Exactly Makes a Mortgage?

Have you ever wondered what exactly makes up a mortgage? It's actually a lot simpler than you might think. In fact, you can boil it down to just four letters: PITI. That's shorthand for Principal, Interest, Taxes, Insurance. These are the four basic components of a monthly mortgage payment, and...

How to Prepare for a Mortgage

Ever been at a store intending to make a purchase, only to realize you left your debit card at home? Yeah, we've been there, too. And we know it's not a lot fun. In fact, there's nothing much worse than wanting to buy something but being unprepared. This is particularly...

How Soon Can You Refinance a Mortgage?

Recently bought a house? If so, chances are you were fortunate enough to lock in at an extremely favorable interest rate. After all, mortgage interest rates have been at historic lows since April 2020. That's when average rates on a 30-year, fixed-rate mortgage tumbled below 3.4 percent for the first time in at...

Importance of a Mortgage Pre-Approval

The weather is still fairly cold, but the home market is sizzling in and around Charlotte, North Carolina. Translation: There's never been a better time to shop for a new home than right now. And with that, comes the need for a mortgage loan pre-approval. Whether you're a first-time homebuyer...

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