After a steady decline for over a month, long-term home mortgage interest rates have edged higher for a second consecutive week. Freddie Mac reported that the average rate on a 30-year fixed-rate mortgage was 4.2%, up from 4.12% last week. A 15-year fix averaged 3.31%,…
The warm weather is finally making its way to the Charlotte area! Buyers are going to be out in full force looking for new homes and we could not be more excited that spring is here! Purchasing and Refinancing Homes Has Never Been Easier! Lisa…
Interest rates are still lower today than they have been in decades and there is no time like the present to refinance your home loan. Chances are, if you have not refinanced in the past few years, your interest rate is hovering around 5% or…
For many homeowners, a Cash-in Refinance (CIR) may be a great financial move. In the last decade, an abundance of Charlotte area homeowner’s have opted for cash out refinancing to take advantage of rising home prices and use their new found home equity for other…
Most financial advisors, financial books, or financial ‘guru’ will suggest that you need an emergency fund. Emergency funds prevent bankruptcies, foreclosures, and they reduce stress, too as they safeguard you and your family from losing your home or worse during times of financial uncertainty. Many…
The warm weather is finally making its way to the Charlotte area! Buyers are going to be out in full force looking for new homes and we could not be more excited that spring is here! Purchasing and Refinancing Homes Has Never Been Easier! Stoner…
For Charlotte homebuyers who have determined their down payment size, the next critical step in the mortgage process is to decide which loan program is best for their financial needs. Many Charlotte area homebuyers choose a 30-year fixed rate mortgage (FRM) and while that works…
For the Charlotte-area homebuyer, one of the most important decisions is your down payment and how much money you choose to put down. If you are buying your first home in Charlotte, and are only able to make a small down payment, talk to your mortgage…
Sellers, rejoice! The Charlotte-area home prices rose 4.9% in March from the same time last year, according to the latest Standard & Poor’s Case-Shiller Home Price Index. The report indicated that there was a 0.5% monthly rise in local Charlotte home prices from February. Many…
The warm weather is finally making its way to the Charlotte area! Buyers are going to be out in full force looking for new homes and we could not be more excited that spring is here! Purchasing and Refinancing Homes Has Never Been Easier! Olan…
