The 2014 Charlotte’s Real Estate market has seemed a little like a child’s rollercoaster- full of quick ups and downs but also a slow but steady start to the spring and summer home buying season. The most recent housing market data showed a slowdown in…
The warm weather is finally making its way to the Charlotte area! Buyers are going to be out in full force looking for new homes and we could not be more excited that spring is here! Purchasing and Refinancing Homes Has Never Been Easier! Jane…
In real estate, the final walk through was created so that buyers could literally “walk through” one last time fore the closing and have the opportunity to make sure all the agreed-upon work has been done to specifications and that everything is in working order….
Paying points, or an origination fee, is something that as a homeowner, you may consider doing. In general, if you choose to pay a point on your mortgage loan, you will have a higher up-front closing cost but will instead get a lower interest rate….
After a steady decline for over a month, long-term home mortgage interest rates have edged higher for a second consecutive week. Freddie Mac reported that the average rate on a 30-year fixed-rate mortgage was 4.2%, up from 4.12% last week. A 15-year fix averaged 3.31%,…
The warm weather is finally making its way to the Charlotte area! Buyers are going to be out in full force looking for new homes and we could not be more excited that spring is here! Purchasing and Refinancing Homes Has Never Been Easier! Lisa…
Interest rates are still lower today than they have been in decades and there is no time like the present to refinance your home loan. Chances are, if you have not refinanced in the past few years, your interest rate is hovering around 5% or…
For many homeowners, a Cash-in Refinance (CIR) may be a great financial move. In the last decade, an abundance of Charlotte area homeowner’s have opted for cash out refinancing to take advantage of rising home prices and use their new found home equity for other…
Most financial advisors, financial books, or financial ‘guru’ will suggest that you need an emergency fund. Emergency funds prevent bankruptcies, foreclosures, and they reduce stress, too as they safeguard you and your family from losing your home or worse during times of financial uncertainty. Many…
