Do you know how can your credit score affect mortgage refinancing? Lenders use your “FICO” (Fair, Isaac and Co.) credit score to evaluate any mortgage loan or refinancing application you make. If you are not familiar with the purpose of a FICO score, it tells…
Another myth we often hear is the old belief that it doesn’t make sense to refinance your mortgage if you can’t drop your current rate by at least 2%. This old adage has clearly been used as a rule of thumb in decades past, but…
Rick Melville Certified Mortgage Planning Specialist Fairway Independent Mortgage of the Carolinas Each client that comes in to Fairway Independent Mortgage Corporation of the Carolinas is like a puzzle. Credit score, length of employment, current income—these are pieces of a person’s life Rick likes to…
Refinancing Myth #1 “Don’t refinance your loan if you plan to sell your home within a year.” Mortgage rates have been falling over the past couple of years, and although they have ticked a little higher of late, refinance rates are still amazingly low. The…
From first time homebuyers to homeowners believing in the rebounding real estate market in Charlotte, North Carolina enough to sell their current home for an upgrade, real estate numbers don’t lie. We have seen a trend in buying in our offices as well. It’s going to…
With cold weather coming our way, wouldn’t it be nice to stay warm in your own home? If you are looking to buy or refinance your home, and you want the lowest rates and unbeatable service, Fairway Independent Mortgage of the Carolinas in Charlotte is your…
Carolyn Blondin Mortgage Planner at Fairway Independent Mortgage of the Carolinas Carolyn is a licensed NC and SC mortgage loan officer; a Certified Mortgage Planning Specialist® (CMPS); and a Certified Financial Divorce Specialist® (CFDS). Having worked in the financial industry for 20 years, there is nothing…
One of the most common questions for real estate agents who want to truly invest time in social media is about finding new fans for their page. Expanding your audience is key to spreading the message about your business, but finding new fans is one…
We’ve seen all kinds of weather these past few weeks–a high of 75, and threats of snow– but rain or shine, the loan officers at Fairway Independent Mortgage of the Carolinas have continued to help residents find their dream homes and meet all their financial…
How To Set Up Real Estate Google Alerts Keeping track of what people are saying about you online seems like a difficult task, but with Google Alerts, it is actually very simple. Not only will Google Alerts allow you to monitor your digital reputation, but…
