How The Amount You Pay on Student Loans Affects Getting a Home Loan

Can student loans affect your ability to qualify for a home loan? The short answer is yes. This is because the amount of money you pay in student loans each month impacts your debt-to-income ratio. As a reminder, your debt-to-income ratio — or DTI — is the percentage of your...

Jumbo Loans: What You Need to Know

Ever gone out for a seafood dinner and the "baby" shrimp just didn't do? Ever ordered an extra-large pizza or glass of tea? We live in a world where bigger is usually considered better. While this may not always be true, it certainly is when it comes to the kind...

5 Things to do in Charlotte This Weekend

Don't yet have any weekend plans? If you live in or around Charlotte, we can help. After all, we don't want anyone to be bored. And with no rain expected and temperatures in the high 80s, it's a great time to get out and do something fun. Don't forget: This...

What is a VA Loan and Who is Eligible?

Through what are commonly known as VA loans, the U.S. Department of Veterans Affairs (VA) provides affordable home financing options for service members, veterans and their surviving spouses. But how does someone become eligible? And what are the benefits?  Up next, we'll learn how to get this kind of loan...

How Long Does a Pre-Approval Last?

Have you ever wondered how long a mortgage pre-approval lasts? If you have, you're certainly not alone. Like most things in life, a mortgage pre-approval is only good for a finite amount of time. Or to put it another way: It has an expiration date. The key, of course, is...

Are you currently working with a Fairway Mortgage Planner?

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Are you currently working with a Fairway Mortgage Planner?

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